Non-Property Owner Finance.
Unsecured or alternative security lending options available.
Non-Property Owner Finance helps Australian businesses access funding without needing residential or commercial property as security.
“We needed finance for new machinery urgently. The team understood our situation and came back with options that actually suited our cash flow. It made a real difference to our project timelines.”
Sarah L.
Business Finance Without Property Security
Contact UsNon-Property Owner Finance is designed for business owners who do not own property or prefer not to use it as security. Instead of relying on real estate assets, lenders assess business performance, cash flow and trading history to provide suitable funding options that support growth, equipment purchase and working capital needs.
Funding Options Without Property Ownership Requirements
Many businesses operate successfully without property assets. This solution supports those who require funding based on business strength alone, offering flexible lending pathways without traditional property-backed security requirements.
- No residential property available
- No commercial property ownership required
- Strong business cash flow matters
- Equipment used as security option
- Alternative lending criteria applied
Simple Process
How Equipment Finance Works With Bolt
-
STEP 01
Tell us what you need
Share details about the equipment, vehicle or funding required and your basic business information.
-
STEP 02
We Compare Lenders
We assess your situation and match you with suitable lenders from our extensive network.
-
STEP 03
Get Funded Fast
Once approved, funds are arranged quickly so you can move ahead with your purchase.
How This Solution Works
Connecting You With The Right Lending Pathway
Non-Property Owner Finance works by assessing business performance rather than property assets. Lenders review trading history, cash flow and financial stability to determine eligibility. Once approved, funding is provided through unsecured or asset-backed structures, allowing businesses to access capital without needing to leverage residential or commercial property.
Real Stories From Businesses We've Helped Grow
Hear from business owners across Australia who’ve used Bolt Funding to secure fast, flexible equipment and business finance solutions.
Bolt Funding FAQs
View AllNon-Property Owner Finance is a type of business funding that does not require residential or commercial property as security. Instead, lenders assess business performance and cash flow.
Yes. This solution is specifically designed for business owners who do not own property or prefer not to use it as security.
It can be used for equipment purchases, working capital, business expansion, cash flow support and other operational needs.
Not necessarily. Many lenders specialise in unsecured or low-security lending and assess applications based on business strength rather than assets.
Approval times vary, but many applications are assessed within 24 to 72 hours depending on documentation and lender requirements.
More lending solutions
Complete the form and one of our finance specialists will be in touch with tailored funding options for your business.
Whether you’re purchasing trucks, machinery, trailers or other business assets, we’ll review your requirements and help identify suitable finance solutions from our extensive lender network.
